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Two Down – Two, No, Three To Go!

We have received a very welcome message from our lovely friend, Kay. Kay is receiving our mail at her home in the Haute-Vienne while we’re in the Auvergne, pet/house sitting.

Before leaving Kay’s home just over a week ago, we asked her to open any mail that arrived for us from the overseeing bodies for notaires, avocats and Immobiliers, also from the Cantal Ombudsman. We also asked her to let us know the contents of any such letters via email or Facebook private message. Kay is English and she speaks, reads and writes fluent French, she is truly bi-lingual.

Immediately prior to leaving the Haute-Vienne for the Auvergne, Tom and I had received a swift response to our letter of complaints about our first and third avocats. We were advised by the French equivalent of the national Law Society to send copy of our complaints to the regional Law Society in Toulouse, the city where all three of our avocats are based. We followed that advice last Saturday, 19 October 2013.

This is a reproduction of the Facebook private message that we have received from Kay:

“Hi Chrissie

Good news!

As promised an important looking letter so I have opened it for you…

It is a letter from the Ordre des avocats at Toulouse Courts; a same day reply too and in French it says…

Toulouse le 21 Octobre 2013

Ref: GM678213(ML) Dossier No G 7934 AFF. BAXTER Me AB

Dear Sir and Madame

We acknowledge receipt of your letter dated the 7th October, received this day the 21st.

I am immediately interrogating both MA and AB and will be getting back to you.

Yours sincerely etc.

Fredric DOUCHEZ

Hope things are now moving in the right direction for you all Love Kay”

I have removed both avocats’ full names, leaving initials only, the time to name and shame is still not here.

One day soon…………..!

So, the overseeing body for Cantal notaires is now investigating our complaints, and the regional overseeing body for Toulouse avocats is also investigating our complaints.

FNAIM (Immobiliers aka real estate agents) and the Cantal Ombudsman to go. Oh, and a decision to be made by our tenant, Monsieur C, regarding whether or not he wishes to buy the pile. 

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10 Comments

Posted by on October 25, 2013 in World

 

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Truth Will Out, But Who Will Benefit?

During the past few weeks I have spent a lot of time writing letters, and translating them to the best of my ability, to the three main governing bodies that are reputed to exercise some form of control over the real estate agents, the solicitors, and the notaires of France, predominantly, in the Cantal Department, for obvious reasons.

Just for the Hell of it, I copied our six years long tale of woe to the Cantal Ombudsman who also determines the facts and solutions when Human Rights appear to have been breached. Well, what the heck, in for a cent…in for a euro!

Between the composing, all verifiable and well documented facts of course, the writing, the translating and researching to ascertain the correct governing bodies and relevant addresses, I have been battling with the return of chronic and, often, acute bouts of asthma! Unfortunately, I have discovered that I am still allergic to birds – just as I was 60+ years ago when the allergy was initially determined by the medical profession in Germany. Actually, I am highly allergic to the powder found in the feathers of birds, a parrot in this case!

There is a wonderful, highly intelligent, very verbal parrot in the household of our good friend who has provided family and me with a home since last summer, between pet/house sits. My allergy is not Tommy’s fault, Bless him, in fact, he is possibly just as sensitive to this Golden Oldie as I am to his feather dust! Yet, he doesn’t complain!

Anyway, onward, the letters were received by each of the four intended recipients. Well, the LRAR envelopes were received, one can’t assume that the envelopes contained anything when they were delivered – not according to the Cour de Cassation Bureau d’Aide, anyway!

To the great surprise of my menfolk and me, we received swift responses from two of the governing bodies at these offices:

Conseil Régional des Notaires d’Auvergne

10 rue Maréchal Foch

63000 CLERMONT-FERRAND

and………..

Conseil National des Barreaux

French bar Association

22 rue de Londres

75009 PARIS

The response letter we received concerning our complaints about the notaire (Maitre CB) who administrated our property purchase and the fraudulent sale of our sellers contained empathy, a clearly defined level of shock, plus the undertaking to secure our file and thoroughly investigate the complaints we have laid down before them.

The response letter received from the National French Bar Association contained the information that they would not investigate our complaints about our first and third avocats, but, they signposted us to the correct overseeing body in Toulouse. Fair enough, they even gave us the full postal address. No problem, I copied everything directly to the Regional Conseil that oversees all Toulouse avocats – sent LRAR, of course.

We’re currently pet/house sitting in our favourite mountains in the Auvergne, so, we will find out early next week, when we return to the Haute-Vienne, if FNAIM (insurers/overseeing body for French Immobiliers aka real estate agents) and the Cantal Ombudsman have responded to our complaints.

I am not accepting bets, not yet!

Having saved the best part of this particular blog page until the end of my musings for today, I must first thank my wonderful HIFF colleagues, specifically, Tracey and Pip (ladies first!), for keeping everything Hobos In France together in my absence. The HIF Forum, the Hobos Facebook Group, both of the Hobos Facebook advertising Pages, HIF Twitter Page and the Hobos brand new, just launched Google Group – Tracey and Pip, thank you both from the bottom of my heart, you are Hobo champions and the best friends anybody could ever hope for, truly.

Monsieur C, our remaining tenant, has, at long last, revealed his reason for playing his part in our six years of living as hobos in France. His revelation came in his written response to our formal letter offering him first refusal regarding the purchase of the property that is our house but can never be our home.

That offer of first refusal to existing tenants is standard law in France. It is an absolute must when selling a rented property in this country that remains firmly under the thumb of Napoleon and his centuries old Civil Codes! Whatever we think of the archaic legal system, however much we strive to persuade France that she needs to struggle and scrape herself into the 21st Century, Napoleon retains his grip and there’s little to nothing that we can do about it!

So, be aware, all or any who believe they can purchase a rental property in France, make a fortune – or, merely a living – then sell on when the novelty wears off, or the going gets tough when fortunes or world economy change, or simply because they want to move on. Luck never supercedes law in France and Napoleon’s Civil Codes are the ultimate sky-high solid wall that simply can’t be scaled or toppled!

However, it appears to be a simple matter for a law-breaker to pass on legal responsibility to an unsuspecting property buyer and walk away from the mess that ensues!

That’s what happened to us, as we have learned from Monsieur C in very recent weeks.

In reply to our offer of first refusal regarding the purchase of our property at the 2007 price, with no agency fees and only 50% of the notaire’s fee to pay, Monsieur C had until the end of November to respond, but he responded very quickly with his (seemingly sincere) thanks to us for recognising his tenancy rights. He also congratulated us on ‘knowing, acknowledging and applying French law, unlike Monsieur and Madame T’, aka our fraudulent sellers and his former landlords.

Monsieur C went on to tell us that he was interested in purchasing the property from Monsieur and Madame T in 2007, but he was not offered the opportunity and they sold to us, despite the objections that he apparently lodged with the administrating notaire. Yes, the notaire who we know as Maitre CB! Hence, the forming of the bone of contention that has dominated the lives of my menfolk and me throughout the past six long years.

However, Monsieur C then confirmed in his letter that he might still be interested in purchasing the property – from us. He requested time to “sleep on it”, asked us for details of the notaire we will be using to administrate a sale and requested copies of relevant documentation. By return of post, we sent all requested details and documentation (including the necessary Energy Report etc) to Monsieur C – via LRAR, of course! We also included copies of our letters of complaint sent to the overseeing bodies and the Ombudsman. Why? No stand-alone reason, it just seemed to be the right thing to do at the time – Monsieur C has long complained about his treatment at the hands of our fraudulent sellers and the equally guilty notaire, Immobilier and our first avocat.

En route to the Puy-de-Dome to start our current pet/house sit, we called in to our house that’s not our home in the Cantal – both Departments are in the breathtakingly beautiful and as yet unspoiled Auvergne Region. We spoke with Monsieur C, he was open and friendly – and seemed to be somewhat relieved and happy! He told us he would be in touch about purchasing the property very soon, he would be attending a relevant rendez-vous the following day.

On this aspect, I am taking bets!

I’m thinking along the lines of world recession, France still teetering on the brink of bankruptcy, property prices in the Auvergne in 2007 and now, our lifestyle and our need for a settled home, Monsieur C’s knowledge of our circumstances……………my bet is that Monsieur C will offer us a pittance! He knows all about Napoleon’s Civil Codes, too, and if in doubt, one of his sons is an avocat! He will know that if we refuse his offer, we will not be able to sell at a higher price than he offers without a legal wrangle and clear evidence that his offer is unreasonable!

Bets – any takers? Or, do you think I’m being rather cynical and a tad paranoid?

 
10 Comments

Posted by on October 22, 2013 in World

 

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A Good Doctor And A Pleasant Bailiff!

Such a huge relief, Tom’s chest x-ray showed nothing more sinister than congestion and infection, just as the doctor thought would be the current situation. So, armed with a change of inhalers, antibiotics, 5 days worth of Prednisolone pills, and a rather “pleasant fruity decongestant drink” (Tom’s words), he is set to recover from this latest lung infection. Several digits are crossed for that outcome, and Tom will return to the doctor on Thursday morning for an updating examination and assessment. Voila!

So, with a much lighter heart, I telephoned l’Huissier’s office in Mauriac, I was fully prepared to hear news of a less than positive calibre! Almost five years of negative results and lost battles were very much to the fore in my mind, although, nothing could reduce my relief that my wonderful husband will soon be well enough to return to our ‘thought showers’ sessions regarding the house Case. I have used the alternative expression to ‘brainstorming’ because, as a retired teacher, I am aware that the original term is politically incorrect, despite the fact that it is very much more appropriate to what actually happens during the sessions!

The clerk who answered my call struggled with my French language skills, so, I used two of my better stock phrases, told her my name and asked to speak with the English-speaking gentleman with whom I have had several conversations through the years. That gentleman was “out of the office”, but, the phone was passed to the Maitre. Brilliant, straight to the top!

Maitre was very pleasant, extremely reassuring, I really did have the feeling that she is definitely on our side! Using a combination of facts, clear empathy, superbly appropriate humour, and concisely worded phrases that I was able to fully understand without any difficulty, this is what I was told by the Maitre.

Both locataires have been given formal Notice to Quit the property on or before 30th September 2012. If either locataire is still in the property on 30th September, l’Huissier and supporting Gendarmes will carry out eviction processes on 1st October 2012. The Cadastral (Department Land Registry) has been given a Court Order to have the locataires removed, l’Huissier has also been granted a Court Order to ensure the eviction processes are actioned, if necessary. It was l’Huissier Maitre who served the formal Notices to Quit the property.

I tentatively expressed my concerns about the resident locataire, Monsieur C, he is not rational when he feels he is under pressure! Laughing, Maitre immediately agreed with me – she has obviously already had a run-in with him! However, she told me the Court Orders have been issued to a Government Department, ie the Cadastral, and l’Huissier have been granted their enforcement powers as Government representatives upholding the laws of the State. Maitre told me that Monsieur C can object as much as he wants to, nothing will stop the processes being carried through on the dates given. I told Maitre that I felt Monsieur C would not wish to be observed by the neighbours during an enforced eviction, she agreed with my comment and told me his possessions would simply be thrown out via a window, and he would be escorted off the premises by as many Gendarmes as required; that would be explained to Monsieur C by letter before 30th September 2012.

Maitre then explained to me that both locataires will require tenancy references from their former landlords to obtain alternative rental premises. To that effect, the hairdresser has paid l’Huissier to deliver a tenancy reference request letter to Tom and me. Here we go, I thought! I informed Maitre that Tom and I are not qualified or prepared to give references, because the locataires are nothing to do with us. Maitre commented that they require references from us because we are the owners of the property. She then listened, without interrupting, while I briefly clarified to her the facts of our vice caché suit.

When I stopped speaking, Maitre asked, “Did Madame T give the locataires their tenancy contracts?”

I told her, “Yes, and we knew nothing at all about the current hairdresser until months after we purchased the property, despite the conveyancing notaire having presided over the sale of the shop Lease, months before we purchased the property.”

Maitre commented, “Classic vice caché, Madame Baxter. So, Madame T can provide the locataires with their references. I will write to her, today, and I will deliver the letter in person. There are documents here for you to collect, I need your signatures for you to receive them. Documents were also delivered to your property in Champagnac, I understand that you and your husband are happy for your neighbour, Madame ZC, to hold them safely for you, yes?”

I agreed with Maitre and told her we would collect all the documents from her office, towards the end of April, and Madame ZC has already forwarded mail from the house to the address of our friends in the Gers, from where we will collect them when my husband is well enough to travel. Maitre replied that she hoped my husband recovers fully and quickly, and she thanked me for phoning her.

Nothing was mentioned about the hairdresser’s outstanding, unpaid water rates bills!

Well, can’t get more positive than that! Or, should we wait until we have all the documents to hand, translated, read and fully understood, before we celebrate? Family and I have decided the latter is prudent!

Since yesterday, I have received many very kind messages of support, and several comments about us being able to move into our house that’s not our home on 1st October 2012. That can’t happen! Our vice caché lawsuit is designed to return the property to our fraudulent sellers, as though we had never purchased it, to receive a full refund of the purchase costs including all monies spent on improvements prior to the proceedings starting, eg the double-glazing. The vice caché lawsuit was not brought to remove the tenants.

Even if we were to move into the house, we would still have no electricity and no sanitation, and we would still not be able to legally make good the electrical and plumbing installations.

Yes, after 1st October, we could drop our vice caché Case – would you?

 

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One Down, One To Go – Maybe!

Three of us have just spent the lion’s share of a week a few kilometres inland from our favourite French beach, ie Saint-Georges-de-Didonne in the Charente-Maritime. We have visited just about every coastal area in France, from Brittany southward and from Nice westward, and we have yet to find a cleaner stretch of sand than the Saint-Georges beach. If anyone who is reading this has a hankering for a seaside holiday in France, I personally recommend Saint-Georges and immediate neighbour, Royan. Superb!

Our fourth family unit member, our son, was working for a wonderful couple inland, Gilly and Dave, pulling down a rather large shed! There can’t be many things that appeal more to menfolk than demolition! My other two menfolk and I slept soundly in the holiday home of yet another lovely friend, a super pal who has offered, on more than one occasion, to lobby the French judiciary by wearing a sandwich-board bearing words to the effect, ‘Justice for the Hobo Family’, whilst traipsing the main streets of Paris! This might present as being a tad unlikely to happen, but, believe me, that is not the case where this straight as a flying arrow friend is concerned!!

Anyway, during our few days of separation, an urgent request for pet/house sitters came our way, from a friend who lives on the outskirts of Civray. The super lady who contacted us, and who will remain anonymous, has much greater need than ours at this time. We still have the keys to the Gers property of our friends who live in the UK – we had only envisaged being away for 5 days, 6 days maximum with travelling, and we also needed to get to the Cantal to tackle the issue of having no French Income Tax Declaration documents, yet again! But, to reiterate, our friend’s need is more pressing than ours. So, we decided to drop off our two youngest family members to start the pet/house sit, Tom and I then planned to travel down to the Cantal to engage in this year’s inevitable battle with the bureaucrats! From there, Tom would drop me back at the pet/house sit to join our lads, and he would continue down to the Gers, returning to Civray to collect our lads and me in a couple of weeks. 

Good planning – not! Temperatures on the Atlantic coast barely crawled out of single figures; other than on the Tuesday afternoon, the weather was persistently cold and wet, biting winds chewed through our lightweight clothing, it was a really damp, icy, miserable week! The highlights were super lunches with Gilly and Dave, and with our lovely friends, Sue, Tchica and Elmo aka El Nino! At least we felt normal, not at all like hobos! In fact, all round, we were pampered – we appreciated that more than words can ever say.

Sadly, Tom’s breathing became more laboured as the days passed, and we knew he was fighting yet another severe chest infection come the day that we travelled to collect our son. Despite the many inhalers, the antibiotics, the steroids, the nebuliser that provides a limited period of time pumping oxygen into his lungs, Tom really does need better medical care and a stable lifestyle. We are so hopeful that 2012 will see an end to our years as hobos living in France. But, we fear we still have more mountains to climb before we even get a sniff of justice!

So, tomorrow, Tom will visit a local doctor and, once again, will be put back on his feet – for a little while at least, Bless him. The Cantal bureaucrats will just have to wait. Voila!

However, while we were off-line, an email came in from our friend and former neighbour, Madame ZC, I picked it up yesterday. It appears that the cadastre has been true to the word he gave in November 2010 – our hairdressing locataire (who is, and always has been, without a tenancy contract) has submitted her Notice of intention to quit our house that’s not our home!

To recap – after continuously querying the annual Tax Foncier cost, we were advised by letter sent from the Cadastral in 2010 that the property has always been, and will always be, residential only, due to it’s proximity to the village Church. The cadastre further advised us that both locataires, ie Monsieur C and the hairdresser, must find alternative accommodation/business premises, and the Cadastral would, as a matter of legal necessity, enforce that requirement.

Well, it has taken sixteen months, but, it appears that it’s now ‘one virtually down, one more to go’!

Do we envisage problems? Yes, we do, this is France! The hairdresser owes just under €4,000 for unpaid water bills. The Tresor Public has demanded that we must pay the unpaid bills, we have refused to pay; we advised the Tresor Public to cut off the water supply if the bills remained outstanding. The situation has been at a stalemate level for some considerable time.

If the hairdresser moves out of the property without paying her unpaid water rates, the onus of responsibility for payment of those unpaid bills legally falls on Tom and me – despite the fact that the hairdresser should not have been operating her business in our property, she has never had a rental lease or any kind of contract with us. We didn’t even know she existed until months after we purchased the property – the sellers, the notaire, the Immobilier, the former hairdresser, all had been aware of her impending takeover of the hairdressing business. Nobody informed us, we were told, by the Immobilier, the notaire and the original hairdresser, that the hairdressing business would be closed at the end of the 9 years commercial lease period in December 2007. We were given copy of an Attestation that confirmed what we were told. 

Madame ZC has advised us that the hairdresser actually had her Notice delivered by l’huissier (a French bailiff), a service for which she would have been required to pay. In fact, all the hairdresser needed to do was to send a Registered letter to Tom and me, and sending the letter to our house that’s not a home would have been legally considered as good enough! Tenants have virtually all the rights here in France, landlords (willing or not!) have very few rights. Certainly, a tenant who does not give Notice is very unlikely to be pursued, it is too costly in both time, effort and money!

Why has the hairdresser gone to time, trouble and expense to notify us, via l’huissier, that she is vacating? Well, we may be exhibiting classic signs of paranoia – that wouldn’t surprise me, but we honestly believe the hairdresser’s action heralds more trouble to come! I will be speaking with l’huissier tomorrow, for as long as my mobile credit lasts, after Tom has been seen by a doctor.

 

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