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Category Archives: Residency

Monsieur C Is A Very Happy Bunny!

So, the hairdresser will be moving out on 30 September 2012, but what about Monsieur C? No! He will not be moving out any time soon! In fact, he’ll possibly only need to move out in a box! Then, we would have more problems as one of his children could step into his tenancy shoes. French law is marvellous, it is very protective, but not if you’re an existing victim of fraud!

As a starter, it appears that his tenancy has the highest level of legal protection in France, I will explain, and he is further opposing eviction on grounds that he is a resident in the property, his tenancy is not commercial.

To clarify Monsieur C’s tenancy protection. It was revealed during our recent visit to Champagnac that Monsieur C was ‘placed’ in the property by the Social Services. We have no more details as that would ‘breach his human rights’, but the fact was confirmed by the former village Mayor, Monsieur G. It appears that our sellers were not given opportunity to refuse Monsieur C a tenancy agreement, the Social Services rule the roost in such cases.

No wonder our sellers felt the need to resort to fraud to sell the property, Monsieur C had apparently informed them that he would not move out to permit them to sell the house without a sitting tenant comfortably in situ.

Where can we go from here, regarding Monsieur C? The short answer is ‘nowhere’! The Cadastre can’t evict him, it was made clear to us that the Church will not object to Monsieur C remaining a sitting tenant in our house that truly cannot ever be our home.

In addition to the above shock, we also received a letter from the local Trésor Public to say they will no longer be able or willing to receive the rents directly from Monsieur C and the hairdresser. We must receive the rental payments directly, and pay our building taxes directly. If we refuse to accept the rental payments (as advised by our first avocat), we are “…breaking the law, Madame, and you can both go to prison.’

Do French prisons have central heating? If so, that just might be an option!

Just before we left the house, Tom and I heard Monsieur C walking down the stairs. Then, less than 30 seconds later, he walked back up the stairs to his apartment and quietly closed his door. He was obviously aware that we were in the building, Tom has great difficulty getting up the stairs to the first floor, he doesn’t climb stairs quietly as his breathing difficulties render him sounding like a traction engine, Bless.

As we left the property, we noticed an envelope in ‘our’ mailbox. Inside the envelope, addressed to us, we found a cheque made out to us and the following note (exact words):

“Bonjour! Cheque pour le loyer d’avril 2012 plus 0,38€, ci joint pour solde de 2011. Bien le bonjour à tous.”

For those without French language knowledge, here’s the translation:

“Hello! Cheque for the April 2012 rent plus 38 cents to balance the 2011 rent payments. Good day to you all.”

Monsieur C is, indeed, a very happy bunny.

That’s not all, it appears that the hairdresser needed to move home a few weeks ago; she is now a tenant in the same Public Housing apartment that the former Mayor was going to offer to us, before he was ousted by the current Mayor. I suppose looking after one’s own is normal, in any country.

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Two Plus Two Equals Five!

During the past month, Tom and I have wished we were both at least twenty years younger! That’s a first for both of us, we are normally quite content with our ages, life experience, mental and physical capacity, achievements, and our levels of life skills learning and knowledge. So, why the change? It’s simple, we both wish we could walk further than we can, carrying our home on our backs! When our ‘old girl’, aka our long-suffering Citroen Picasso Xsara, flipped her clutch, she left us in a real quandary. Scrap her and walk, or have her repaired and break the Bank to pay for the repairs? We chose the latter because we truly can’t manage without her. She has carried the four of us over 130,000 kilometres during the past four years; Tom and I can’t do that sort of ‘motoring’ on our aging ‘pins’. Simples!

So, we were already somewhat stressed and distressed (and broke!) when we travelled to Champagnac and Mauriac to collect documents from our friend, Madame ZC, and from l’Huissier. We knew the documents would be relevant to the illegal tenant hairdresser’s written Notice to quit our house that can’t be our home, following intervention by the Cadastre (Department Land Registry). But, our immediate concerns were about how Monsieur C might be responding, or reacting! As things turned out, we didn’t need to concern ourselves about Monsieur C, he is definitely a happy bunny! More about that next time.

The documents we received were a revelation! Confirmed within the text, Tom and I were definitely stitched up on 6 July 2007 by the female half of our sellers, and, we strongly suspect she wasn’t on her own! On that day, according to the notaire’s statement, she acted on notification received some time earlier (no date given) from Madame T that Tom and I had agreed to allow the hairdresser to sell on her Rental Lease. Now, why the notaire didn’t demand documentary verification, we have no idea! But, the fact of the matter is that she didn’t demand such evidence. Had she done so, she would have had no doubt that we hadn’t agreed, because we knew nothing about it, and there is no documentary evidence because Tom and I didn’t sign any such document!

On 6 July 2007, several weeks after we signed the compromis (‘promise to buy’ pre-Contract), and three weeks before our purchase was completed, Madame T and the notaire completed their own transaction, and they effectively landed my menfolk and me in the judicial mire that is the French legal system where the hairdresser is involved! Although, of course, Madame T already knew at the time that she was defrauding us by withholding evidence of Monsieur C’s tenancy!

Tom and I now believe the 6 July transaction was the reason why the notaire withheld €2000+ from our sellers on the day of completion. After all financial business was concluded on that day, Madame T looked at her cheque and announced that the cheque was ‘more than €2000 short’. I understood what she said and I looked at the notaire – our Immobilier was trying to hurry us out of the office. The notaire’s face reddened and she told Madame T to telephone her later at her office. Well, that would not ring bells if Tom and I hadn’t been informed, later the same day, that the notaire apparently left her office to go off on holiday immediately after we all left her office!

Strange? Not if the notaire had deducted €2000+ for other services rendered during the sale/purchase proceedings!

The documents contain a number of peculiarities and ambiguities. We know a commercial Tenancy Lease is for a period of 9 years; a residential Tenancy Lease is for 3 years. The original hairdresser’s contract started in December 1998, according to the copy of the Attestation we were given. Therefore, her tenancy period was due to expire on 31 December 2007; she confirmed to us that she had not applied to renew for a further period of nine years because she was closing down to concentrate on extending and raising her family. We wished her good luck, and everything was confirmed in writing between us and the Immo. He confirmed that the hairdresser’s tenancy period had not been extended beyond December 2007. That was further verified in the pre-Contract, and it states that we would have ‘sole use and enjoyment’ of the property.

Of course, that was never going to happen, Monsieur C was skulking in the shadows. But, we were absolutely shattered when Mademoiselle S suddenly appeared in November 2007, and we were informed that she would be with us for nine years!

However, according to the documents handed to us by l’Huissier, the notaire confirms that Mademoiselle S was given a ‘three years commercial Tenancy Lease’, and that it would run from when the previous contract ‘expired in October 2008’. Confused? No more than we are!

Even if we’re wrong about the December 2007 date (we know we’re not wrong, but never mind that!), a 3 years contract would expire in 2011 if it began in 2008. In that case, why is Mademoiselle S still running her business now, in April 2012?

According to l’Huissier, nobody was able to give Notice to quit to the hairdresser until the cadastre intervened, so she probably just stayed put! Well, ok, this is France, so that’s feasible. But, also according to l’Huissier, because Tom and I didn’t sign any documents giving permission for the commercial Lease to be sold by the original hairdresser to Mademoiselle S, the notaire had signed in our absence, as we were ‘in default’!

We left Champagnac thoroughly confused, fed up, sick to our hearts, and that was definitely my lowest ebb since this whole fiasco started. Thankfully, Tom was in British Bulldog mode, and by the time we joined our lads I was over the worst of my ‘blues’!

Today, copies of all documents were posted to the Cour de Cassation, and to the ECHR. Tomorrow is another day!

 

 

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One Down, One To Go – Maybe!

Three of us have just spent the lion’s share of a week a few kilometres inland from our favourite French beach, ie Saint-Georges-de-Didonne in the Charente-Maritime. We have visited just about every coastal area in France, from Brittany southward and from Nice westward, and we have yet to find a cleaner stretch of sand than the Saint-Georges beach. If anyone who is reading this has a hankering for a seaside holiday in France, I personally recommend Saint-Georges and immediate neighbour, Royan. Superb!

Our fourth family unit member, our son, was working for a wonderful couple inland, Gilly and Dave, pulling down a rather large shed! There can’t be many things that appeal more to menfolk than demolition! My other two menfolk and I slept soundly in the holiday home of yet another lovely friend, a super pal who has offered, on more than one occasion, to lobby the French judiciary by wearing a sandwich-board bearing words to the effect, ‘Justice for the Hobo Family’, whilst traipsing the main streets of Paris! This might present as being a tad unlikely to happen, but, believe me, that is not the case where this straight as a flying arrow friend is concerned!!

Anyway, during our few days of separation, an urgent request for pet/house sitters came our way, from a friend who lives on the outskirts of Civray. The super lady who contacted us, and who will remain anonymous, has much greater need than ours at this time. We still have the keys to the Gers property of our friends who live in the UK – we had only envisaged being away for 5 days, 6 days maximum with travelling, and we also needed to get to the Cantal to tackle the issue of having no French Income Tax Declaration documents, yet again! But, to reiterate, our friend’s need is more pressing than ours. So, we decided to drop off our two youngest family members to start the pet/house sit, Tom and I then planned to travel down to the Cantal to engage in this year’s inevitable battle with the bureaucrats! From there, Tom would drop me back at the pet/house sit to join our lads, and he would continue down to the Gers, returning to Civray to collect our lads and me in a couple of weeks. 

Good planning – not! Temperatures on the Atlantic coast barely crawled out of single figures; other than on the Tuesday afternoon, the weather was persistently cold and wet, biting winds chewed through our lightweight clothing, it was a really damp, icy, miserable week! The highlights were super lunches with Gilly and Dave, and with our lovely friends, Sue, Tchica and Elmo aka El Nino! At least we felt normal, not at all like hobos! In fact, all round, we were pampered – we appreciated that more than words can ever say.

Sadly, Tom’s breathing became more laboured as the days passed, and we knew he was fighting yet another severe chest infection come the day that we travelled to collect our son. Despite the many inhalers, the antibiotics, the steroids, the nebuliser that provides a limited period of time pumping oxygen into his lungs, Tom really does need better medical care and a stable lifestyle. We are so hopeful that 2012 will see an end to our years as hobos living in France. But, we fear we still have more mountains to climb before we even get a sniff of justice!

So, tomorrow, Tom will visit a local doctor and, once again, will be put back on his feet – for a little while at least, Bless him. The Cantal bureaucrats will just have to wait. Voila!

However, while we were off-line, an email came in from our friend and former neighbour, Madame ZC, I picked it up yesterday. It appears that the cadastre has been true to the word he gave in November 2010 – our hairdressing locataire (who is, and always has been, without a tenancy contract) has submitted her Notice of intention to quit our house that’s not our home!

To recap – after continuously querying the annual Tax Foncier cost, we were advised by letter sent from the Cadastral in 2010 that the property has always been, and will always be, residential only, due to it’s proximity to the village Church. The cadastre further advised us that both locataires, ie Monsieur C and the hairdresser, must find alternative accommodation/business premises, and the Cadastral would, as a matter of legal necessity, enforce that requirement.

Well, it has taken sixteen months, but, it appears that it’s now ‘one virtually down, one more to go’!

Do we envisage problems? Yes, we do, this is France! The hairdresser owes just under €4,000 for unpaid water bills. The Tresor Public has demanded that we must pay the unpaid bills, we have refused to pay; we advised the Tresor Public to cut off the water supply if the bills remained outstanding. The situation has been at a stalemate level for some considerable time.

If the hairdresser moves out of the property without paying her unpaid water rates, the onus of responsibility for payment of those unpaid bills legally falls on Tom and me – despite the fact that the hairdresser should not have been operating her business in our property, she has never had a rental lease or any kind of contract with us. We didn’t even know she existed until months after we purchased the property – the sellers, the notaire, the Immobilier, the former hairdresser, all had been aware of her impending takeover of the hairdressing business. Nobody informed us, we were told, by the Immobilier, the notaire and the original hairdresser, that the hairdressing business would be closed at the end of the 9 years commercial lease period in December 2007. We were given copy of an Attestation that confirmed what we were told. 

Madame ZC has advised us that the hairdresser actually had her Notice delivered by l’huissier (a French bailiff), a service for which she would have been required to pay. In fact, all the hairdresser needed to do was to send a Registered letter to Tom and me, and sending the letter to our house that’s not a home would have been legally considered as good enough! Tenants have virtually all the rights here in France, landlords (willing or not!) have very few rights. Certainly, a tenant who does not give Notice is very unlikely to be pursued, it is too costly in both time, effort and money!

Why has the hairdresser gone to time, trouble and expense to notify us, via l’huissier, that she is vacating? Well, we may be exhibiting classic signs of paranoia – that wouldn’t surprise me, but we honestly believe the hairdresser’s action heralds more trouble to come! I will be speaking with l’huissier tomorrow, for as long as my mobile credit lasts, after Tom has been seen by a doctor.

 

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What Does The Future Hold?

Blogging our experiences has caused us grief, there’s no doubt in my mind about that! Quite simply, living the experiences put us on a roller-coaster that hadn’t stopped since July 2007. Being able to take time out from that constant movement during the past eight weeks gave us a false sense of security. My menfolk and I are tired, so very tired, and our emotions are raw. If that reads as dramatic or weak, I make no apology, we had long forgotten how to feel angry, disappointed, frustrated, betrayed and defrauded. All those emotions have returned, in force since I started writing this blog. But, we are well aware that we must keep going, there’s no way back, that’s reality.

On Wednesday this week, we ‘celebrated’ 5 years of living in France. But, we didn’t really celebrate, we just spent time recalling events of the past five years! Wednesday was a very solemn day in this household! I think our recent recollections, for this blog, had dragged all our emotions to the surface, emotions that we have constantly strived to keep under lock and key, metaphorically speaking.

So, on Thursday, to get us back on track, to buoy up our spirits without setting ourselves up for a fall, we talked about our future. Obviously, our plans are subject to that old adage, all things being equal!

We are fully aware that even an emphatic Cour de Cassation judgement in our favour will not immediately have a practical effect on our lives. Although our sellers would not be able to appeal the Court’s decision, they could use ‘accepted’ delaying tactics for up to six months, and force us to return to the Appeal Court to obtain legal enforcement. We firmly believe our sellers would do that. The only way that would be scuppered by the Cour de Cassation is if the Judge orders all arrangements to be finalised within 28 days. Such an Order can’t be undermined in any way, within the French justice system, that would be the final word. However, 28 days Orders are extremely rare in the French Supreme Court!

If we are awarded that 28 days Order, our sellers could then state that they have bequeathed all their assets to family members; our sellers are, like Tom and me, over State retirement age, they may already have done that, hoping to avoid giving us back our money! In that event, we would need to take our Case back to the Cour de Cassation for further consideration and judgement! The Judge could then place an Order on the family members to pay us. Although, that’s not likely to happen! Most likely, the Judge would make an Order for the sellers’ bequeathed assets to be sold by auction, and for us to be paid out of the profit. That would take time, estimated at 3 to 5 months.

Prior to bringing the lawsuit to the first Tribunal, our (then) avocat, Monsieur MA, ran checks to ensure our sellers had the funds or assets to use for settling repayment to us. The outcomes of those checks revealed that our sellers were property €millionaires. Had they not been in a position to refund us for the house purchase, it would not have been in our best interests to bring the lawsuit. We were assured by Monsieur MA that our sellers had the assets, even if not the ready funds, to refund us for the fraudulent sale.

Yet another aspect for us to consider is the fact that the Courts now know our sellers also defrauded the State, through tax evasion. It is possible that the more recent charges will take precedence over our Case. We have no way of knowing if the tax evasion charges are being dealt with even as we wait for a Cour de Cassation hearing date. If the tax evasion Case is under way, we may yet discover that the State will be paid before us!

But, all things being equal, we plan to purchase building land in France, and to have a property built, a ‘pukka  log cabin’, in our grandson’s words!

 

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A British Shrug And Drug-dealers In Provence!

It was the end of October 2011, and we were rather wearily heading for Provence, but our spirits slowly lifted as we headed south once again. We were looking forward to yet another birthday within our small family group, the birthday of our youngest member! Having already bought the two-wheeler with stabilisers that was tightly strapped and secured to the back of our ‘old girl’, our long-suffering Citroen, we anticipated much use being made of the bike in the ample grounds of a Provence gites complex.

My menfolk were all suffering in the aftermath of a particularly virulent gastric bug, so there were many pit-stops en route, and we arrived a little later than we had agreed with the owners of the gites complex. However, that didn’t appear to be a problem, a lovely pot of tea appeared within minutes of our arrival.

As we sat and talked about ‘roles, responsibilities, expectations’, I noticed Madame B was not as visibly jovial as her husband; in fact, she looked distinctly nervous! Just as I was beginning to wonder when we would be taken or directed to the cottage for our ‘sole family use’, Monsieur B suddenly told us that he and his wife had heard about our ‘dreadful ordeal’ from friends who live further north. Without further ado, he proceeded to clarify a new agreement that he and Madame B felt would be in our ‘better interests’. Based on his understanding that we are pensioners with little to no chance of securing paid work, the new deal was that we should rent the cottage for €460 per calendar month, pay for our own utilities, and gas for cooking, carry out the full list of ‘jobs as previously agreed, in return for the low rent’, and consider it a ‘long term arrangement’.

By the time Monsieur B finished with, “Now, how does that sound?” Tom and I were virtually slumped in our chairs, we knew we could not afford to go with what the guy was suggesting. It was as simple as that! Furthermore, despite the €50 worth of fuel we had put in the car that morning, and the €50 worth of fuel it would take to get us back up-country to friendly faces, we were not prepared to be taken advantage of in that way.

I pulled myself together and politely asked Monsieur B if we could please revert to Plan A, as Plan B didn’t suit, and it certainly didn’t equate with his advertisement in a particular forum’s Classifieds section. Madame B swiftly agreed with my request, but Monsieur B just shrugged (had obviously lived in France for a long time) as he uttered the immortal words, “Well, I don’t believe you have much choice, Chrissie, your only alternative is to spend another winter in a tent.”

Family and I still have something left that is of immense value to us, our dignity. I thanked Madame B for the tea, and I saw honest tears in that woman’s eyes as she caught hold of my hand and gently squeezed it, mouthing one word, “Sorry.” We quietly headed up the drive, back to our ‘old girl’, and the sun was dropping beyond a beautiful blood-red horizon as we drove off to find the nearest, open camping site.

Provence in late October – an open camping site is a tall order! That night, we slept in the car, behind evergreen shrubbery that divides most French lay-bys from motorways. Just after 3am, the menfolk and I were wide awake and fascinated as we watched the drug-dealers at work. My word, there are certainly some busy night owls in the south of France! But, in reality, that was the lull before the storm!

 

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Phew! Close To Being Deported

2011 brought a lot of health problems for Tom and me, but, at our ages we don’t expect to have robust good health, especially as we both had pre-existing health conditions before we moved to France in 2007. However, we are convinced that our health has deteriorated far more quickly, due to harsh weather conditions spent living in the tent, than would have happened if our ongoing housing situation had never arisen.

The other two members of our family who have lived this life with us, have thrived! They have not lived according to their expectations, but they’re both young enough to take a lot of positive experience from the past 4+ years. Whereas, in truth, Tom and I feel the bottom line is that we have had 16+ years stolen from the four of us, to date, and those years can never be returned to us. They are lost to us forever, and not only to us, but also to our family in the UK.

However, thanks to supportive, caring friends, here in France, we have survived so far! Although, we did wonder if we were about to be deported back to the UK, in May 2011. Once again, as has been the case every year since 2009, we had not received our French Tax Declaration form, and we set off to Mauriac to complete the form in the Tax Impots office.

We waited to be called to the desk by the duty clerk, and I gave her copies of our previous year’s French Income Tax Declaration and Assessment documents, containing all the information she needed, with evidence of my pensions increases. The clerk read the documents, looked at us and asked for our Carte de Sejour. I was ready for that! I handed over our Residency Certificate to her without saying a word. She looked at it and said, “This is out of date.”

Tom and I were dumbfounded, I replied that we didn’t actually need a Carte de Sejour or a Residency Certificate, being British citizens living in another EU State, and owning our only property in that EU State. The clerk looked at me and said she would not give us a Tax Declaration form until we provided a current Carte de Sejour, or an updated Residency Certificate stamped and signed by the Champagnac Mayor.

Without completing a current Tax Declaration, and sending copy of the ensuing French Income Tax Assessment to the Bureau d’Aide, we would lose our right to Legal Aid. I explained that to her, she shrugged and looked away from us, just couldn’t meet our eyes!

I was close to tears! Turning to Tom, I said, “What have we done wrong?” He shook his head, took my hand, then, in English, he said to the clerk, “We’ll get a new Residency Certificate and will post it to you.” The clerk understood, she nodded and waved us away from the desk, saying, “You must get one soon, or you will have to return to England.”

Tom and I drove to Champagnac, to the Mairie, where we spoke with the office staff, we know them all! Jacques, the Mayor, was in a meeting, but the senior receptionist was horrified when I told her what had transpired with the Tax Impots clerk, she said, “You don’t need a Carte de Sejour or a Residency Certificate. This is stupid, she is racist.” The ladies made us coffee and asked how we were managing, they were obviously, genuinely angry and very upset at what had been going on in our lives. Within half an hour, we had the updated Residency Certificate to hand, and we left the office after being kissed on both cheeks by all three Mairie ladies! We climbed into the car and headed back to Brittany.

I completed the tax Declaration form and posted it, with enclosures, to Madame Cosson at the Tresor Public in Mauriac. I also included a brief letter to explain why we were sending an updated Residency Certificate, and why we were sending the enclosed documents to her, ie a person we trusted. We received our Tax Assessment document in October, a couple of weeks earlier than usual, and we immediately posted off copies to the Bureau d’Aide in Paris, and to the ECHR in Strasbourg.

We received acknowledgement from the ECHR within a few days. As usual, we received nothing from the Bureau d’Aide! But, every letter we send to bureaucrats and Courts are sent LRAR (Lettre Recommandé avec Avis de Réception aka Registered Mail), We track them on-line until we see they have been received, accordingly with a signature, because the receipts are always sent to our house that can never be our home.

We wonder what will happen this year!

 

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