Money Flowing Like Water

09 Feb

Just before we headed back to the Dordogne, Tom and I travelled to Champagnac to collect our accumulated mail from our good friend and former neighbour, Madame ZC. As we pulled in outside our house that can never be our home, several neighbours were standing, chatting, in the Place de l’Eglise, they looked towards us as we left the car. Within seconds, they had all joined us and were talking ten to the dozen, shaking hands, kissing us on both cheeks, as we struggled to keep up with their excited questions. Eventually, our former next-door-but-one neighbour, Madame ML, a retired Moulin Rouge dancer who had retired many years before to the commune of her birth, Champagnac, from Paris, took control and politely asked us if we had returned to stay, and had we won our fight for justice against “the people who have treated you shamefully”. Briefly, with Madame ML translating the more complex aspects of the French language, we clarified our current position to the dozen or so villagers who were clustered around us, and who were listening intently. Each and every face dropped and they became still and silent as we spoke. Then, gently patting Tom and me on our shoulders, kissing our cheeks again, they all wished us good luck and started to walk away.

Suddenly, Madame ML, who must be in her late 80’s, possibly older, slowly walked back to us, hugged us both and told us, “You are very strong. You are strong like la résistence, you will win. Have faith in your family strength.” That was very encouraging for us, especially during the months to come!

There was a lot of mail for us to open. But, we recognised a Toulouse postmark on an envelope, and we opened that envelope first. Inside, there was a neatly worded facture (a bill) for over €4,000, the anticipated cost of the forthcoming Appeal hearing. Tom and I were stunned, we had already paid that amount towards the Appeal, to Monsieur MA months before. I telephoned Julia’s office and spoke with the office secretary, she politely advised me that Julia was in hospital but she would ask Alexandra to contact me as soon as possible, hopefully, later that same day. We were given to understand that Alexandra was our replacement avocat, in view of Julia’s severe health issues.

Somewhat reluctantly, we opened all the other envelopes – Foncier and d’Habitation property taxes, water rates, Social Charges! A total in excess of €3,500.

Water rates of over €1,000? Yes, water rates payable by the hairdresser, but the hairdresser had refused to pay for the water she used, because we would not sign her Lease Contract!

Social Charges? Yes, because our locataires were paying rent – not to us, because we refused to receive or acknowledge payment of rent, as we had been advised by Monsieur MA. The rent payments were received directly at the local Trésor Public (Council Tax Office), to pay the annual property taxes. Both rents had apparently never been increased since the late 1990’s when Madame T had initially started renting out parts of the house, so the monthly rents were, in Monsieur MA’s words, ‘Little peanuts, just enough to pay the annual taxes for the property, if they do not increase too much before your Case is resolved.’

Taxe d’Habitation? Tom was 63 years old, and we didn’t (couldn’t!) live in the property. That was apparently of no relevance, because the house was considered to be our maison secondaire (holiday home), our tent was considered to be our main home, and we were considered to be rolling in money because we had “two homes in France”! The facture was for the difference between what had been paid via rent and what the Trésor Public estimated was still owed from the previous year’s facture!

Tax Foncier? Yes, the majority of us must pay that property tax. But, the facture was for the difference between…yes, as above!

It was obvious that Monsieur MA had not done with our money as we had instructed, and entrusted, he had just banked it for himself, and for the new business venture he has since started as an avocat!

It took the lion’s share of the rest of 2009, plus all of 2010, plus the first half of 2011, to prove we did not owe the money demanded in the envelopes that we opened that day. Well, we’re still battling over the water rates facture that now stands at €1,900, and is still rising, despite Tom and I formally requesting that the water supply to the building be turned off!


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4 responses to “Money Flowing Like Water

  1. Pat

    February 10, 2012 at 5:04 pm

    I have read all your words and find it unbelieveable that you have been treated so badly, for so long, whilst my husband a I made the transition from the UK to France with such ease and friendly help from the French. You seem very strong and I do so hope that all comes right for you.

    • hobosinfrance

      February 10, 2012 at 6:51 pm

      Hello Pat, I’m delighted that you experienced no problems. That’s how it should be, and that’s how it is most times, as far as I can ascertain. Unfortunately, that’s not the case for everyone, in fact, it’s not the same for many! During the past couple of years, we have made contact with several people who have been defrauded during the conveyancing processes. One woman (French) won her battle last summer after 6 years; another couple (French) won their battle in June 2010 – again, after 6 years; another couple (British) won their fight for justice last year, after 5+ years. I know of another couple (British) who are 4+ years into their fight for justice, sadly, the husband died suddenly just before Christmas, the wife continues to fight. Another family (with young children – dad is Dutch, mum is French) lost their first Tribunal last year, they’re now waiting for an Appeal hearing, they are only 2+ years into their battle, they might have a long way to go yet. Another woman (French) with a young daughter is 3+ years into a similar Case, her husband (British) succumbed to cancer 2 years ago. It goes on and on, and it shouldn’t be going on! French law is specific enough, ‘If the seller does not reveal all, the sale is null and void.’ That is vice caché. I sincerely hope you and your husband continue to enjoy this beautiful country, Pat, thank you very much for your support. Warmest regards, Chrissie

      • Pat

        February 10, 2012 at 7:07 pm

        I will continue to follow you Chrissie, can I link you to FB and LIFT (Ladies in France Together), your story needs to be told!

      • hobosinfrance

        February 10, 2012 at 7:21 pm

        Yes please, Pat, that would be such a huge help. I will also catch up with LIFT, later this evening when I have written two further posts. Warmest regards, Chrissie


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