Different people respond or react in different ways when life suddenly turns turtle for themselves, for loved ones, or for friends. Our family and friends were no different when we told them our house in France could never be our home. But, I think the worst parts of the responses and reactions have probably been associated with the sheer disbelief that we have met since August/September 2007. In all honesty, I can’t blame anyone for not believing what has happened to us during that time. I can’t blame anyone for not believing the difficulties we have faced during our fight for justice in France. It is a fact that nobody could ever have envisaged how we would be living now, compared with how we lived our lives in the UK before we moved to France.
I digressed because I am now receiving stunned messages from family and friends who, understandably, have not realised, probably have not believed, just how serious our situation has been throughout the past 4 years and 6 months. In simple terms, it must have seemed incredible, ridiculous, unbelievable and beyond all comprehension. But, for each and every paragraph I write, there is a formal document to confirm the content of each paragraph.
A few days after our initial conversation with Monsieur MA, avocat, the resident locataire, Monsieur C, sent a formal, registered letter to Tom and me. In the letter, Monsieur C refused, point blank, to allow any repairs or restoration works to be carried out on any part of the property that was rented to him. He also referred to our ‘family’s dream’ becoming our ‘nightmare’. What a charmless person!
I telephoned Monsieur MA and was able to speak with him immediately, his cheerful greeting was confirmation that we did, indeed, have a vice caché Case against our sellers. I asked if our property insurances policy would cover the cost of the legal fees, Monsieur MA replied that we were not covered under the policy. Tom and I had €50,000 set aside in our French Bank account to pay for the restoration and conversion works, €10,000 more than our architect had quoted. We also had £25,000 savings stored in our UK Bank account, the rest of our life savings. I asked Monsieur MA for a ballpark figure for the cost of the proceedings, his reply was €4,000 to €6,000. I quickly explained to Tom and he immediately agreed that we should proceed.
Monsieur MA was totally incorrect. To date, the proceedings, other expenses incurred due to French law, the extra costs associated with owning one property and having to live in other properties, plus the expense of having to constantly move around France, in addition to having to pay in full for all medical treatment, has cost in excess of €55,000. Our remaining life savings, plus £5,000 loaned to us by our eldest son, plus £1,200 jointly loaned to us by my sister and my cousin to pay towards my breast cancer and cardiac issues, well, that little lot just saw us through the three years until my pensions kicked in and started being paid! It took a little under eight months for DWP to finally start paying my pensions, that was after I had contacted an MEP about the delay. The MEP (then) was Caroline Lucas, she is now the Green Party Leader, a wonderful, caring person.
Monsieur MA had some bad news for us, though, we could not undertake any works on the property during the proceedings, but any existing works Contracts would have to be honoured, in French law, and the cost would be claimed from the sellers in due course. So, we paid Monsieur MA’s initial bill, he thanked us; we paid the architect’s bill, he thanked us; we paid the double-glazing guy – the new windows and external doors had already been ordered – he thanked us; we had paid for other materials up-front and we gathered all the receipts together.
But, temporary repairs on the toilet and other plumbing requirements gave up the ghost, the plumber was unable to carry out further repairs and we weren’t permitted, in French law, to have new plumbing. The electrical installations that would have been entirely replaced under our ownership, were suddenly considered by EDF to be ‘dangerous’, but we weren’t permitted, in French law, to have a re-wire. Yet, it took EDF over three years to disconnect the meters, so we had to keep paying Standing Charges until the meters were eventually disconnected! People, eh?
Oh, and Monsieur MA was (for want of other words and terminology) incorrect, our legal costs would have been covered by our insurance Policy – if Monsieur MA had bothered to contact the agent! Some people are just not thorough. However, we didn’t actually discover that little gem until over a year later.
Bottom line – we had to move out of the property.